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Why Choose Poonawalla Fincorp Education Loan

Quick Approval

Fast digital processing.

Flexible Tenure

Plans for career growth.

High Loan Limit

Cover tuition & living.

Less Paperwork

Streamlined docs.

Global Coverage

India and abroad.

Education Loan with Poonawalla Fincorp via SaralVidya

01Comprehensive Course Coverage

Through Poonawalla Fincorp, SaralVidya facilitates financing for professional degrees, diplomas, and vocational courses. Whether aiming for MBA in India or STEM/NON-STEM in USA, UK, Canada, or Australia, solutions cover tuition, travel, and accommodation.

02Secured and Unsecured Options

Both secured loans (with collateral) for higher amounts and unsecured loans for strong academic profiles. SaralVidya helps identify the best path for your situation.

Understanding the Moratorium Period

No full EMI during course plus 6-12 month grace period after completion. Financial burden begins only when you are career-ready.

Note: Interest may apply during moratorium depending on the loan agreement.

03Transparent Interest Rates

Rates depend on course category, institute ranking, academic record, and co-applicant creditworthiness. SaralVidya helps you understand long-term repayment implications.

Eligibility Criteria

Nationality

Indian Resident status required.

Academic Standing

Confirmed admission in recognized institute.

Co-Applicant

Salaried or self-employed co-borrower mandatory.

Credit Profile

Good score for applicant and co-applicant.

Documents Required

KYC Documents

PAN, Aadhaar, Passport, Residence proof.

Academic Records

10th, 12th, Graduation mark sheets.

Admission Proof

Admission letter + fee structure.

Income Proof

Salary slips, Form 16, or ITR (2 years).

How It Works

Application to admission, simplified.

1

Check Eligibility

Verify your profile.

2

Verify Documents

Submit digital copies.

3

Lender Evaluation

Partner evaluates.

4

Disbursal

Funds sent to university.

Education Loan Application

Apply for Poonawalla Fincorp Education Loan

Fill your basic education loan details. Our team will review your profile and guide you for the next step.

Simple ProcessBasic details first, documents later.
Poonawalla FincorpUp to ₹1.5 Cr unsecured, from 9.5%* p.a.
Quick ReviewOur team will contact you after submission.
1Basic
2Course
3Co-applicant
4Loan
5Submit

Basic Details

Course & Admission Details

Co-applicant Details

Loan Requirement

Final approval is subject to eligibility, document verification and lender policy.

Consent & Submit

Please check your details before submitting the application.

After submission, SaralVidya team will contact you for the next process and document guidance.

Frequently Asked Questions

What courses can I get a loan for?
UG, PG, diploma, professional, and vocational programs from approved institutions.
Can I get 100% loan for study abroad?
Up to 100% of expenses may be covered depending on course, university, and eligibility.
Maximum loan amount?
Maximum Unsecured Loan amount upto ₹1.50 Crore and upto ₹3.00 Crore with security, subject to eligibility and co-applicant strength.
What expenses are covered?
Tuition, hostel, books, study materials, exams, and other education-related costs.
Who can be co-applicant?
Parent, guardian, spouse, or close family member with stable income.
Do I need to visit a branch?
No, the entire process is digital.
Pre-admission sanction letter?
Yes, provisional sanction may be issued before final institute confirmation.
Maximum repayment tenure?
Up to 15 years depending on loan amount and eligibility.
Is moratorium period available?
Yes, course duration plus grace period after completion.

Planning Higher Studies?
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